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Geometric Series Formula and Sum

This lesson explains what a geometric series is, gives the formula for summing a finite geometric series, and walks through worked examples step by step. It also shows the derivation of the formula, how to write a geometric series in sigma notation, and how it relates to infinite geometric series.

What Is a Geometric Series?

A geometric series is what you get when you add up the terms of a geometric sequence. In a geometric sequence, each term is found by multiplying the one before it by a fixed number called the common ratio, usually written as \(r\). So if the first term is \(a_1\), the sequence looks like

\(a_1,\ a_1r,\ a_1r^2,\ a_1r^3,\ \dots\)

and the geometric series is simply the sum of those terms:

\(a_1 + a_1r + a_1r^2 + a_1r^3 + \dots + a_1r^{n-1}\)

This page focuses on the sum of a finite number of terms. If you want to add up infinitely many terms of a geometric series, that's a related idea covered in infinite geometric series.

The Geometric Series Formula

Instead of adding every term one by one, there's a shortcut formula for the sum of the first \(n\) terms of a geometric series:

Sum of a Finite Geometric Series Sⁿ = a₁ × (1 − rⁿ) ÷ (1 − r) a₁ = first term r = common ratio n = number of terms (valid when r ≠ 1)
The geometric series formula: sum equals first term times (1 minus common ratio to the n) divided by (1 minus common ratio).

Here, \(S_n\) is the sum of the first \(n\) terms, \(a_1\) is the first term, \(r\) is the common ratio, and \(n\) is the number of terms being added. If \(r = 1\), every term is the same, so the sum is simply \(S_n = n \times a_1\).

Where the Formula Comes From

The formula isn't just a rule to memorize, it comes from a neat trick. Start with the sum

\(S_n = a_1 + a_1r + a_1r^2 + \dots + a_1r^{n-1}\)

Now multiply every term by \(r\):

\(rS_n = a_1r + a_1r^2 + \dots + a_1r^{n-1} + a_1r^n\)

Subtract the second equation from the first. Almost every term cancels out, leaving only the first term of \(S_n\) and the last term of \(rS_n\):

\(S_n - rS_n = a_1 - a_1r^n\)

Factor both sides:

\(S_n(1 - r) = a_1(1 - r^n)\)

Divide both sides by \(1 - r\) (as long as \(r \ne 1\)) to get the formula:

\(S_n = \dfrac{a_1(1 - r^n)}{1 - r}\)

Step-by-Step Example

Find the sum of the first 5 terms of the geometric series with first term \(a_1 = 3\) and common ratio \(r = 2\).

The terms are \(3, 6, 12, 24, 48\). Plug the values into the formula:

\(S_5 = \dfrac{3(1 - 2^5)}{1 - 2} = \dfrac{3(1 - 32)}{-1} = \dfrac{3(-31)}{-1} = 93\)

You can check this by watching how the sum builds up term by term:

3 S₁ 9 S₂ 21 S₃ 45 S₄ 93 S₅
Each bar is the running total after adding one more term, ending at the full sum of 93.

Another Worked Example

Find the sum of the first 4 terms of the geometric series with \(a_1 = 100\) and \(r = \dfrac{1}{2}\).

The terms are \(100, 50, 25, 12.5\). Using the formula:

\(S_4 = \dfrac{100\left(1 - \left(\frac{1}{2}\right)^4\right)}{1 - \frac{1}{2}} = \dfrac{100(1 - 0.0625)}{0.5} = \dfrac{100(0.9375)}{0.5} = 187.5\)

Notice that when \(0 < r < 1\), the terms shrink instead of grow, but the formula works exactly the same way.

Writing a Geometric Series with Sigma Notation

Because a geometric series is just a sum of terms following a pattern, it can also be written compactly using sigma notation. The first example above can be written as

\(\displaystyle\sum_{k=1}^{5} 3(2)^{k-1} = 93\)

This says: plug \(k = 1, 2, 3, 4, 5\) into \(3(2)^{k-1}\), and add up the results. It gives the exact same 93 found using the formula.

Geometric Series vs. Geometric Sequence

It's easy to mix these two terms up, so keep this distinction in mind: a geometric sequence is the list of terms, such as \(3, 6, 12, 24, 48\), while a geometric series is what you get when you add those terms together, giving a single number like \(93\). Understanding the sequence first makes the series much easier to follow.

What Happens When the Common Ratio Is Between Negative 1 and 1?

The formula on this page always works for a finite number of terms, no matter what \(r\) is (as long as \(r \ne 1\)). But something special happens when \(-1 < r < 1\): as \(n\) gets larger and larger, \(r^n\) shrinks toward zero, so the sum approaches a fixed limiting value even as more and more terms are added. That situation, summing infinitely many terms, is covered in the lesson on infinite geometric series.

Common Mistakes to Avoid

  • Mixing up \(a_1\) (the first term) with the common ratio \(r\) when substituting into the formula.
  • Forgetting that the exponent on \(r\) is \(n\), the number of terms being summed, not \(n - 1\).
  • Trying to use the standard formula when \(r = 1\); use \(S_n = n \times a_1\) instead.
  • Confusing the sum of a geometric series with the sum of an arithmetic series, which has a different pattern of growth between terms.

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